Know Your Score. Run the Right Play.
You can’t run the right play if you don’t know the score
Helping you take control of your finances, no matter where you are. Take a 5-minute assessment to understand your financial score & get a personalized game plan.
Backed by SEM Wealth Management’s 30+ years of guidance
Benefits of Knowing Your Score
What you get from your 5-minute assessment:
- Clarity: See your current money habits
- Insight: Understand your strengths and blind spots
- Focus: Know what to improve first
- Action: Build your plan step-by-step
- Confidence: Make decisions with a clear game plan
Why Your Score Matters
Coaches check the score before calling the next play. Your finances work the same way. Know what’s working, what’s not, and your next move.
Meet Cody
Real guidance. Zero pressure.
Cody Hybiak is a Chartered Financial Consultant (ChFC) based in Tucson. He helps young adults take control of their finances. He’s here to simplify your money game and make planning approachable.
Budgeting: Build a strong spending foundation
Debt Reduction: Pay down debt strategically
Guidance: Jobs, home buying, marriage, and more
Cody received his Bachelor of Science degree in Business Administration (Accounting emphasis) from the University of Arizona. In 2021, he became a Chartered Financial Consultant (ChFC) from The American College of Financial Services. He has been an advisor with SEM Wealth Management since March 2017. Cody also helps with the teen program at the Bridge Christian Church in Tucson, AZ.
- Based in Tucson
- CHFC Certified Advisor
What You’ll Get From Your Score
Your score translates into a simple, personalized game plan.
Spending & Budget Foundation
Get a clear picture of where your money goes and how to fix leaks fast.
Debt & Credit Health
Emergency Savings
Know exactly how much you need and how to build it without stress.
Insurance Basics
Simple guidance on the must-haves that protect your future.
Goals & Habit Building
Turn your priorities into a plan you can actually follow.
How It Works
Simple 3-Step Process
Fast, clear, and easy; see your score and take action in minutes.
Take the 5-Minute Assessment
Just honest questions about your habits & goals
See Your Score + Game Plan
Optional Coaching with Cody
OUR PODCAST
Learn the Basics at Your Pace
FAQs
Quick answers to help you feel confident before you start.
Still have a question?
How long does the assessment take?
Do I need any documents or financial records?
No – you can answer everything from memory. There’s nothing complicated or official required, so anyone can complete it.
What happens after I get my score?
You’ll see a clear, easy-to-follow game plan that shows what to focus on first — and why each step matters for your finances.
Is coaching required?
Not at all – coaching with Cody is completely optional. You can follow the plan on your own or get extra support if you want it.
Will this affect my credit score?
No – this assessment is private and secure, with zero impact on your credit.
Who is this made for?
Anyone who wants clear, practical guidance for their finances no pressure, no jargon, just straightforward steps to help you take control.
Ready to Get Started?
Ready to see your financial score and get your personalized game plan?